From $32.99/year
60-day money-back guarantee
Yes
Wise (formerly TransferWise) has revolutionized international money transfers with its transparent pricing model and mid-market exchange rates. Founded in 2011, this fintech pioneer offers one of the most cost-effective ways to send money abroad, serving over 16 million customers worldwide with transfers to 80+ countries.
Wise's key advantage is its unique peer-to-peer transfer system that minimizes cross-border transaction costs. The platform provides complete fee transparency upfront, real-time tracking, and typically faster transfers than traditional banks. With its multi-currency account feature and debit card, Wise is ideal for frequent international transfers, travelers, and digital nomads.
Mid-market exchange rates
Low, transparent fees
Fast transfer speeds (often same day)
Multi-currency account feature
Debit card for international spending
Excellent mobile app
Not ideal for very large transfers
Limited cash pickup options
Some currency routes have higher fees
Intuitive platform, simple registration, excellent mobile experience
Most transparent in industry, mid-market rates, low fees
Fast, often same-day for major routes
80+ countries, multi-currency account, debit card
Responsive 24/7 support, comprehensive help resources
Wise is a leading digital money transfer service that provides fast, low-cost international payments using the real mid-market exchange rate with small, transparent fees.
Headquartered in London and regulated by financial authorities including FCA, FinCEN, and ASIC, Wise has grown rapidly since 2011 by offering a fairer alternative to traditional bank transfers with its innovative transfer technology.
Guarantee: Fully regulated with industry-standard security measures and money protection where applicable
• Cost-conscious users wanting mid-market rates
• Frequent international transfers
• Travelers and digital nomads
• Small businesses with international needs
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Multi-Currency Account: Hold and manage 50+ currencies in one account, convert between them at mid-market rates, and receive local bank details in multiple countries.
Business Solutions: Dedicated business accounts with batch payments, accounting integrations, and team access controls for growing international businesses.
Debit Card: Spend abroad with the Wise card at mid-market rates with low conversion fees, and withdraw money from ATMs worldwide.
| Transfer Speed | Often same day (varies by route) |
| Coverage | 80+ countries and 50+ currencies |
| Transfer Methods | Bank transfer, debit/credit card |
| Payout Options | Bank deposit, Wise account, debit card |
| Mobile App | iOS and Android apps available |
| Customer Support | 24/7 email and chat support |
Wise's mobile app offers a seamless money transfer experience with real-time rate calculations, transfer tracking, and account management. The intuitive interface allows quick setup of transfers, currency conversions, and card management. Users particularly appreciate the transparent fee breakdown and estimated delivery times shown before confirming each transfer.
Signing up with Wise is quick and straightforward, requiring only basic personal information and identity verification. The entire process can be completed in minutes through their website or mobile app.
New users need to verify their identity by uploading a government-issued ID and sometimes a proof of address. Verification is typically instant or completed within a few hours.
Once verified, users can immediately start sending money internationally. Wise provides clear guidance throughout the process, explaining fees and delivery times upfront.
For those needing regular international transfers, setting up a multi-currency account during registration provides additional flexibility for managing foreign currencies.
Wise offers 24/7 customer support via email and live chat with responsive, knowledgeable representatives. Their help center contains comprehensive guides and FAQs covering all aspects of their service.
The platform is designed for self-service with clear information at every step, reducing the need for support intervention. For complex issues, Wise provides specialized support through their escalation channels.
Users consistently praise Wise's transparent communication and quick resolution of any transfer issues that may arise.
Wise receives overwhelmingly positive feedback for its transparent pricing, low costs, and user-friendly platform. Customers appreciate seeing the exact fees and exchange rate before confirming each transfer.
The speed of transfers often exceeds expectations, with many same-day deliveries for popular currency routes. The multi-currency account feature is particularly valued by frequent users.
While primarily digital, Wise maintains high customer satisfaction through its intuitive interface and clear communication at every step of the transfer process.
Wise has set a new standard for international money transfers with its transparent, low-cost model and mid-market exchange rates. The platform combines innovative technology with user-centric design to deliver exceptional value.
Ideal for individuals and businesses making regular international transfers, Wise consistently outperforms traditional banks in both cost and speed. Their multi-currency account and debit card add significant value for globally-minded users.
See what some customers are saying about Wise
Excellent • 19,000 Reviews
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Incredible rates and speed! Transfers arrive faster than my bank with much lower fees.
The multi-currency account has changed how I manage my international finances. So convenient!
Love the transparency - you see exactly what you'll pay before confirming. Much better than banks.
As a freelancer with international clients, Wise saves me hundreds in fees every month.
The debit card is perfect for travel - no more worrying about exchange rates at ATMs.