OnePay Review (2025)

Fast, Secure, and Affordable International Money Transfers

33,082 Reviews

Pricing

From $32.99/year

Guarantee

60-day money-back guarantee

Free Trial

Yes

Our Verdict
Is OnePay Worth It?

OnePay has established itself as a reliable player in the international money transfer market, offering competitive rates and fast transfer speeds to over 200 countries worldwide. The platform combines user-friendly mobile and web applications with robust security measures to provide a seamless money transfer experience.
OnePay's strength lies in its transparent pricing structure, excellent exchange rates, and multiple payout options including bank deposits, cash pickup, and mobile wallets. The service is particularly strong for transfers to popular corridors in Asia, Africa, and Latin America, making it an excellent choice for both personal and business transfers.

  • Check Icon Competitive exchange rates and low fees
  • Check Icon Fast transfer speeds (minutes to 1 day)
  • Check Icon Coverage to 200+ countries
  • Check Icon User-friendly mobile app
  • Check Icon 24/7 customer support
  • Check Icon Multiple payout options
  • Cancel Icon Limited cash pickup locations in some areas
  • Cancel Icon Higher fees for credit card payments
  • Cancel Icon Transfer limits may be restrictive for large amounts

OnePay Cash at a Glance

9.9
Exceptional

Ease of Use

9.5

Intuitive mobile app and web platform, quick registration process, user-friendly interface

Pricing & Fees

8.5

Transparent pricing, competitive rates, low transfer fees starting from $0

Transfer Speed

9.0

Fast transfers within minutes to 1 business day, real-time tracking available

Coverage & Options

8.8

200+ countries, multiple payout methods including bank deposit, cash pickup, mobile wallets

Customer Service

9.2

24/7 multilingual support, live chat, comprehensive help center, priority support for urgent issues

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Overview

OnePay is a leading digital money transfer service that enables users to send money internationally through a secure and convenient platform. The company focuses on providing fast, affordable transfers with transparent pricing and excellent customer service.

Founded in 2018, OnePay has quickly grown to serve millions of customers across the globe, with a strong presence in key remittance corridors.

Guarantee: 100% money-back guarantee if transfer is not delivered

Best Known For

• Individuals sending money to family and friends abroad

• Small to medium businesses making international payments

• Users who prioritize fast transfer speeds and competitive rates

• People sending money to countries with limited banking infrastructure

Best10 Money Transfer earns commissions from OnePay from qualifying transactions through links on this page

OnePay at a Glance

Standard Transfers: Starting from $0 transfer fee for bank-to-bank transfers, OnePay offers competitive exchange rates with transparent pricing. Perfect for regular personal transfers.

Express Transfers: For $4.99, get priority processing with transfers completed within minutes to select destinations. Ideal for urgent payments.

Business Transfers: Dedicated business accounts with volume discounts, API integration, and dedicated account management for companies making regular international payments.

Transfer Speed Within minutes to 1 business day
Coverage 200+ countries and territories
Transfer Methods Bank transfer, debit card, credit card
Payout Options Bank deposit, cash pickup, mobile wallet
Mobile App iOS and Android available
Customer Support 24/7 multilingual support

Mobile App & Digital Experience

OnePay's mobile application is highly rated across both iOS and Android platforms, offering a streamlined interface that makes international transfers simple and intuitive. The app includes features like rate alerts, transfer tracking, recipient management, and biometric security for enhanced protection. Users can complete transfers in under 3 minutes with the app's smart form-filling and contact integration features.

How to Get Started With OnePay

Getting started with OnePay is straightforward and can be completed entirely online. New users need to create an account by providing basic personal information and verifying their identity through a secure process that typically takes less than 10 minutes.

The verification process requires a government-issued ID and proof of address. Once verified, users can immediately start sending money with various payment methods including bank transfers, debit cards, and credit cards.

The platform's intuitive design guides users through each step of the transfer process, from entering recipient details to selecting payout methods. Real-time exchange rate displays and fee calculators ensure complete transparency before confirming any transaction.

OnePay also offers a comprehensive onboarding experience with tutorial videos and step-by-step guides to help new users navigate the platform effectively.

OnePay Customer Support

OnePay provides comprehensive customer support through multiple channels including 24/7 live chat, email support, and phone assistance in over 15 languages. The support team is well-trained to handle queries about transfers, account issues, and technical problems.

The company maintains an extensive help center with FAQs, video tutorials, and detailed guides covering all aspects of using the service. Users can also access support through the mobile app with integrated chat functionality.

For urgent issues, OnePay offers priority support for active transfers, ensuring that any problems are resolved quickly to minimize delays. The average response time for support queries is under 2 hours.

User Experience

OnePay consistently receives positive reviews for its user-friendly interface and reliable service. The platform's design prioritizes simplicity without sacrificing functionality, making it accessible to users of all technical skill levels.

Users particularly appreciate the real-time tracking feature that provides updates throughout the transfer process, from initiation to final delivery. The transparent pricing model with no hidden fees has also earned high marks from customers.

The mobile app maintains a 4.5+ star rating across app stores, with users praising its speed, reliability, and intuitive design. Regular updates ensure the platform stays current with the latest security standards and user experience improvements.

Bottom Line

OnePay stands out in the crowded money transfer market by offering a compelling combination of competitive rates, fast transfers, and excellent user experience. While it may not always offer the absolute lowest fees, its reliability, extensive coverage, and superior customer service make it a top choice for international transfers.

The platform's commitment to transparency, security, and innovation positions it well for continued growth. With its user-friendly mobile app, comprehensive support, and expanding global network, OnePay represents excellent value for both personal and business transfer needs.

Reviews & Ratings

See what some customers are saying about OnePay Cash

Very Good • 2,850 Reviews

  • Excellent
    68%
  • Great
    22%
  • Average
    6%
  • Poor
    3%
  • Bad
    1%

We upload 100 to 400 Trustpilot reviews to our website daily, displaying them by default from "best" to "worst". You have the option to adjust the sorting criteria. If you wish to see all reviews, you can visit Trustpilots website here.

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OnePay

2 days ago

Sarah M.

Super fast transfer to Philippines! Money arrived in under 10 minutes. Great exchange rate too.

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OnePay

1 week ago

James K.

Good service overall. Transfer took about 6 hours but the rates were competitive. Will use again.

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OnePay

3 days ago

Maria L.

Excellent customer support! Had an issue with my transfer and they resolved it within 30 minutes.

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OnePay

5 days ago

David R.

Been using OnePay for 2 years. Reliable, fast, and much cheaper than my bank. Highly recommend!

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OnePay

1 week ago

Priya S.

App is very user-friendly. Transfer to India was smooth, though I wish they had more cash pickup locations.